One Capital Personal Loans

Maximize Your Wealth & Minimize Your Worries.

Affordable monthly payments.
No prepayment fees with affiliated banks.
Fast Funding in 45 minutes.

Welcome

We’re the largest responsible personal loan company in the United States

A trusted lender for more than 20 years Fixed rates and fixed payments Personalized services.

HOW IT WORKS

Complete our online application, Submit your loan application, along with your personal, employment, and financial information

MEET WITH YOUR LOAN SPECIALIST

If approved, a OneMain loan specialist will contact you to Verify identity, income, employment, and collateral (if applicable)

SIGN AND RECEIVE YOUR FUNDS

After you review and accept your loan terms. Sign your contract & Easy Receive your funds

Types of loans

Leave It To Us And Get Rid Of Your Debt And Bills Instantly!

Personal Loan

Personal Loans provide fast and easy money solutions with loan amounts ranging from hundreds to thousands based on your state.

Business Loan

Start or expand your business with loans guaranteed by the Small Business Administration. Use Lender Match to find lenders that offer loans for your business

Payday Loans

Payday Loan, also known as a One Capital finance loan, is a short-term loan typically due on your next payday.

At One Capital personal loans, we believe trust is a give-and-take relationship rather than a one-way street. We are proudly associated with many financial institutions and banks to ensure the path of trust remains intact.

More about us

$100+ million disbursed

15 years & counting

420k+ happy customers

Do you know most of the loans get rejected due to credit score even when the customer has the capacity to repay it back ?